Keep track of all your beautiful rings!
Our Gem Culture Jewellery Calculator is designed for you to be able to keep a comprehensive record of all of your jewellery.
provides a summary for your records
suggested questions to ask your insurer
Getting the right amount of insurance is crucial. It ensures that you are adequately protected in the event of unexpected events or disasters.
Contents insurance can provide coverage for the replacement or repair of personal belongings in the event of theft, damage, or loss. Having the right amount of coverage ensures that you can replace items at their current market value or the cost of buying new ones, without incurring significant out-of-pocket expenses. It may provide financial protection for your personal possessions against risks such as fire, flood, burglary, or other disasters.
To determine the appropriate amount of contents insurance, it's necessary to conduct a thorough inventory and valuation of your possessions. This process helps you identify the value of your belongings, ensuring that you have adequate coverage and aren't underinsured. Knowing that you have the right amount of contents insurance in place can offer peace of mind.
Different policies offer various levels of coverage and optional add-ons. Having the right amount of insurance allows you to tailor your coverage to your specific needs. For example, you may want additional coverage for high-value items like jewellery.
Periodically review and update your insurance policy, especially with the acquisition of valuable items.
Always seek professional advice. Ask questions, address any concerns. Compare policies, coverage limits and shop around. Get personalised advice based on your specific situation.
Become a Member today - it's free
Become a Gem Culture Member today to access our Jewellery Calculator.
Sign up now, it's free!